Loan Refinancing
Lighten your monthly budget.
Consolidate all your loans (consumer, auto, mortgage, overdraft) into a single monthly payment reduced by up to -60%. Regain purchasing power immediately.
Why consolidate your loans?
A healthy financial solution to get back on track.
Single monthly payment
No more multiple direct debits on different dates. You have only one loan, one monthly payment, one contact person.
Cash included
Do you have a new project? Take advantage of the refinancing to include an additional sum of money (cash) in the financing.
Serenity regained
By extending the repayment period, you mechanically lower your debt ratio and breathe again.
How it works
Tailor-made restructuring.
| Total amount | Tailor-made (Unlimited) |
| New duration | Up to 12 years (or 25 years with mortgage guarantee) |
| Loans concerned | Consumer, Auto, Mortgage, Personal debts |
| Management | We repay your old creditors |
Frequently Asked Questions
Does this increase the total cost of credit? ⌄
Yes, generally. By extending the duration to lower the monthly payment, the total cost of interest increases. It is the price of monthly peace of mind.
Can I consolidate my debts if I am banned from banking? ⌄
It is more difficult, but possible if you own a property that will serve as a guarantee (mortgage refinancing).